Calculators
Budget planner
See if your monthly housing cost + living expenses fit your take-home income. Defaults seeded from Statistics Canada national averages — adjust each line to match your own budget.
Income + housing
Mortgage + property tax + heat + condo + insurance combined.
Living expenses
Food at home — Stats Can national average
Car payment, gas, transit, insurance
Excluding heat (already in housing)
Internet and mobile combined
Streaming, gym, software
TFSA, RRSP, FHSA, emergency fund
Restaurants, recreation, hobbies
Catch-all margin for everything else
Get started
Enter your take-home pay to see what's left over.
Your expenses so far: $5,950.00/month
Breakdown
| Housing (all-in) | $2,400.00 | — |
| Groceries | $1,000.00 | — |
| Transportation | $1,200.00 | — |
| Utilities (water, electricity) | $200.00 | — |
| Internet + phone | $150.00 | — |
| Subscriptions | $100.00 | — |
| Savings + investments | $400.00 | — |
| Entertainment + dining | $300.00 | — |
| Other | $200.00 | — |
| Total expenses | $5,950.00 | |
| Surplus / Deficit | — |
Estimates only. A real budget depends on your specific situation, income variability, and goals — talk to a verified agent or financial planner for individualized planning.