Mortgage calculators & tools

Free tools to help you understand your mortgage options, plan your budget, and take the next step with confidence.

Calculators

See your monthly payment with Canadian semi-annual compounding and CMHC insurance auto-calculated.

Find out how much home you can afford using CMHC GDS/TDS ratios and the OSFI stress test.

Land transfer tax calculation where supported, including municipalities that levy their own tax.

Estimate common closing costs — legal fees, title insurance, inspections, and more.

Plan your monthly housing budget and see whether your housing costs fit your take-home pay.

A short quiz to help you understand your mortgage readiness — down payment, credit, income, and more.

Get a personalized list of documents your lender will ask for based on your scenario.

Get matched with a licensed, registry-verified agent in your province.