Jodi Habel

About

Residential & Commercial Mortgage Broker | CMHC & Construction Financing Specialist ​As a licensed mortgage broker, I specialize in navigating complex financing structures for both residential buyers and commercial real estate investors. Whether you are purchasing your first home, funding a ground-up development, or structuring a multi-family commercial acquisition, I deliver tailored capital solutions designed to optimize your debt structure and lower total borrowing costs. ​Core Expertise & Specialties: ​Residential Mortgages: First-time home purchases, refinancing, debt consolidation, high-net-worth borrowing, and non-traditional income solutions. ​Construction Financing: In-depth expertise in land acquisition loans, progress draw structures, builder financing, and seamless conversion to permanent debt for both residential builds and commercial developments. ​CMHC Commercial Programs: Recognized CMHC financing expert, specializing in multi-unit residential, affordable housing initiatives (MLI Select), and insured commercial property loans to unlock higher loan-to-value ratios and competitive, long-term fixed rates. ​Commercial Real Estate Lending: Financing solutions across retail, industrial, office, mixed-use, and development land transactions through prime lenders, credit unions, and private capital sources. ​With a deep understanding of current lending guidelines, underwriting models, and institutional requirements, I bridge the gap between borrowers and capital markets—ensuring efficient approvals and seamless execution.

Expertise

Lenders